The Home Insurance program can:
And best of all, if you find a better policy than what you have now…
You can switch with one easy phone call and start saving immediately – no need to wait until your current coverage expires if your new quote saves you more than your current policy’s cancellation fee.
1Individual savings may vary and are not guaranteed
2Except in Quebec where the service fee is 3% for Economical policyholders
Note: Coverages, discounts, and billing options are subject to provincial availability, individual qualifications and/or the insuring company’s underwriting guidelines.
What are the advantages of buying home Insurance through the Home Insurance Program?
The Home Insurance Program is part of the voluntary benefits program offered to SAP employees. With this program you have access to:
1Employee discounts are not available from all insurers and are only available to those who qualify. Coverages, discounts, and billing options are subject to provincial availability, individual qualification, and/or the insuring company’s underwriting guidelines.
2 Except in Quebec where the service fee is 3% for Economical policy holders.
How easy is it to get a quote?
As easily as picking up a phone or going online. You can:
When would my new policy begin?
If you are accepted for coverage, your home insurance can start the day after you apply for the coverage over the phone. It can also begin at a date you specify such as your current renewal date. Speak with a licensed insurance broker from Marsh Canada to decide the best time for your new cover to begin. We’ll take care of all your coverage needs.
Who can apply?
You can apply for the Home Insurance program if you are an active SAP employee. The program is also available to spouses and dependent children. The property to be insured must be in Canada.
How do I get a quote?
Getting a free, no-obligation quote is easy. You can:
Why should I buy my home insurance through the Home Insurance program?
The home insurance provided through the Home Insurance program for SAP employees has several advantages:
The SAP Group insurance program offers competitive rates, however as insurance companies employ a variety of coverage options, discounts, and rating factors we cannot guarantee that these rates will be the lowest.
1The employee discounts are not available from all insurers and are only available to those who qualify. Coverages, discounts, and billing options are subject to provincial availability, individual qualification, and/or the insuring company’s underwriting guidelines..
2Except in Quebec where the service fee is 3% for Economical policy holders.
Note: Coverages, discounts and billing options are subject to provincial availability, individual qualifications and/or the insuring company's underwriting guidelines.
What happens to my home insurance if I leave SAP?
When you leave or retire from SAP, your coverage will continue until the time of the policy renewal. At renewal, your Marsh Canada licensed broker can assist you with finding replacement coverage.
Can I be turned down?
Yes, all insurers maintain guidelines that determine eligibility.
When would coverage begin?
In most cases, your home insurance can start the day after you apply for coverage over the phone. It can also begin at a later date designated by you, such as a renewal date. It’s up to you. Just speak with a licensed insurance broker at Marsh Canada and we can help you decide.
How would I pay for my coverage?
The most convenient way is by a Pre-Authorized Chequing (PAC) monthly payment plan… with no service fees.1 However, you also can elect to pay by cheque, credit card, online, or by telephone banking.
1Except in Quebec where the service fee is 3% for Economical policy holders.
How do I make a change to the policy?
Making a change to your policy (such as adding, deleting, or changing coverage) is as easy as a phone call to one of Marsh Canada’s licensed insurance brokers. Call the Home Insurance program service centre toll-free at 1-800-265-2196.
How do I file a claim?