Home and Renters Insurance

Home and Renters Insurance  

Overview

The Home Insurance program can:

  1. Give you access to premiums that may be lower than those you can find on your own.1
  2. Provide your quote quickly, effortlessly, and confidently.
  3. Offer the benefits of two of Canada’s leading insurance companies.
  4. Make budgeting easy with small manageable payments through automatic Monthly Payment Plans with no service fees. 2

 

And best of all, if you find a better policy than what you have now…

You can switch with one easy phone call and start saving immediately – no need to wait until your current coverage expires if your new quote saves you more than your current policy’s cancellation fee.

 

1Individual savings may vary and are not guaranteed
2Except in Quebec where the service fee is 3% for Economical policyholders

 

Note: Coverages, discounts, and billing options are subject to provincial availability, individual qualifications and/or the insuring company’s underwriting guidelines.

 

Tell Me More

What are the advantages of buying home Insurance through the Home Insurance Program?
The Home Insurance Program is part of the voluntary benefits program offered to SAP employees. With this program you have access to:

  1. Special discounts that are typically not available to the general public.1
  2. Additional discounts for home protection systems like an alarm, indoor sprinklers, or water alarm sensors
  3. The expertise of a licensed insurance broker from Marsh Canada Limited (Marsh Canada), who can answer your questions.
  4. Two of Canada’s leading insurers – Economical Insurance Company and Traders General Insurance Company (a member of Aviva Canada).
  5. Easy monthly payments with no service fees2

 

1Employee discounts are not available from all insurers and are only available to those who qualify. Coverages, discounts, and billing options are subject to provincial availability, individual qualification, and/or the insuring company’s underwriting guidelines.
2 Except in Quebec where the service fee is 3% for Economical policy holders.

 

How easy is it to get a quote?
As easily as picking up a phone or going online. You can:

  • Make a phone call (1-888-992-9160) to speak with a licensed insurance broker from Marsh Canada. If the quote you get is better than what you’re paying now, you can switch right over the phone. Licensed insurance brokers are available Monday through Friday, from 8:30 am to 7:00 pm ET.

    Or …

  • Policy not renewing at this time? Let us call you. Submit your policy expiry dates online here and a licensed insurance broker from Marsh Canada will call you 30-45 days prior to the expiry of your policy to provide you with a quote.

 

When would my new policy begin?
If you are accepted for coverage, your home insurance can start the day after you apply for the coverage over the phone. It can also begin at a date you specify such as your current renewal date. Speak with a licensed insurance broker from Marsh Canada to decide the best time for your new cover to begin. We’ll take care of all your coverage needs.

 

Call Now For Quotes

1-888-992-9160

 

Policy not renewing at this time? Let us call you.

  • Who can apply?

    You can apply for the Home Insurance program if you are an active SAP employee. The program is also available to spouses and dependent children. The property to be insured must be in Canada.

  • How do I get a quote?

    Getting a free, no-obligation quote is easy. You can:

    • Call the Your Voluntary Benefits service centre at 1-888-992-9160 Monday through Friday, 8:30 am to 7:00 pm ET.
    • Submit your policy expiry dates online here and a licensed insurance broker from Marsh Canada will contact you 30 days prior to the expiry of your policy to provide you with a quote.
  • Why should I buy my home insurance through the Home Insurance program?

    The home insurance provided through the Home Insurance program for SAP employees has several advantages:

    • Group rates and discounts that can save you money.1
    • Convenient monthly payment plans with no service fees.2
    • Access to Marsh Canada’s experienced brokers committed to providing exceptional service

     

    The SAP Group insurance program offers competitive rates, however as insurance companies employ a variety of coverage options, discounts, and rating factors we cannot guarantee that these rates will be the lowest.

     

    1The employee discounts are not available from all insurers and are only available to those who qualify. Coverages, discounts, and billing options are subject to provincial availability, individual qualification, and/or the insuring company’s underwriting guidelines..
    2Except in Quebec where the service fee is 3% for Economical policy holders.
    Note: Coverages, discounts and billing options are subject to provincial availability, individual qualifications and/or the insuring company's underwriting guidelines.

  • What happens to my home insurance if I leave SAP?

    When you leave or retire from SAP, your coverage will continue until the time of the policy renewal. At renewal, your Marsh Canada licensed broker can assist you with finding replacement coverage.

  • Can I be turned down?

    Yes, all insurers maintain guidelines that determine eligibility.

  • When would coverage begin?

    In most cases, your home insurance can start the day after you apply for coverage over the phone. It can also begin at a later date designated by you, such as a renewal date. It’s up to you. Just speak with a licensed insurance broker at Marsh Canada and we can help you decide.

  • How would I pay for my coverage?

    The most convenient way is by a Pre-Authorized Chequing (PAC) monthly payment plan… with no service fees.1 However, you also can elect to pay by cheque, credit card, online, or by telephone banking.

     

    1Except in Quebec where the service fee is 3% for Economical policy holders.

  • How do I make a change to the policy?

    Making a change to your policy (such as adding, deleting, or changing coverage) is as easy as a phone call to one of Marsh Canada’s licensed insurance brokers. Call the Home Insurance program service centre toll-free at 1-800-265-2196.

  • How do I file a claim?

    • In an emergency or after-hours contact your insurer directly for immediate assistance. For all claims you can call Marsh Canada at 1-800-265-2196 to speak with a licensed insurance broker who will guide you through the claim reporting process and help you understand the implications of a claim on future insurance.
    • If you have a policy from Economical Insurance company, call 1-800-607-2424 (1-888-875-8088 in Quebec) If you have a policy from Traders General Insurance Company, call 1-866-692-8482.
    • If you experience a loss, always contact your insurance broker or insurance company as soon as possible. Find out whether you’re covered, even if the loss appears minor.
Contact Us

 Address
Marsh Canada Limited
Private Client Services Practice
4273 King Street East, Suite 200
Kitchener, Ontario N2P 2E9
 Phone
1-888-992-9160
 Hours
M-F 8:30a-7p ET
 Email
my.policy@marsh.com
Role & Compensation of Marsh Canada