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Accident Plan
- Provides added financial security for covered accident expenses
- Pays a cash benefit directly to you
- Use your benefit payment any way you choose
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Critical Illness Plan
- Helps provide financial support when you’re diagnosed with a covered critical illness after your coverage effective date
- Pays a cash benefit directly to you
- Use the cash however you’d like
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Hospital Indemnity Plan
- Provides a benefit payment when you are admitted into the hospital
- Pays a cash benefit for each day of your hospital stay (up to a maximum number of days per plan year)
- Benefits are paid directly to you
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Legal Insurance
- Legal advice and document preparation
- ARAG contracts with more than 15,000 attorneys nationwide
- No copays or deductibles
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Life Insurance with Long-Term Care
- Helps give your family valuable financial security
- Provides permanent life insurance with additional benefits for care
- Comprehensive coverage in your home, your community, assisted living facility or nursing home
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Auto Insurance
- Makes it easy to compare auto insurance quotes from multiple top insurance providers
- Lets you quickly switch carriers if you find savings
- Helps you customize coverage options
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Home & Renters Insurance
- Allows you to compare multiple home insurance quotes with your current premium
- Makes it easy to switch carriers if you find savings
- Quotes coverage for houses, condos, renters, and more
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Home Disaster Insurance
- Gives a cash benefit if you are impacted by a natural disaster
- File claims quickly and easily
- Receive your payment within just a few days
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Pet Insurance
- Pays you cash back for eligible vet bills
- Use any vet in the United States
- Coverage for illness, accidents, and more
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Identity Protection
- Identity, financial account, and credit monitoring
- Coverage for everyone under your roof/wallet — no matter their age
- 24/7 alerts and fraud recovery
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You can view the voluntary benefits in which you are enrolled, along with each product’s premium deduction, in My Account.

Program Advantages